Chavis Law Firm – Lawyer in Folsom, CA

I echo Local Customer P: This horrible woman will use you as her personal ATM machine and do nothing for you but threaten, lie and abuse. That's her admitted tactic with opponents, too — harass until they give up. I wanted to settle and she refused to pass settlement offers to me (illegal). When I forced her to make an offer, she screwed it up so badly it lapsed before opponents could respond. She "forgot" to attend a hearing and "forgot" to give me opponent's demand for discovery until six days before the deadline. She charged me for a deposition we never had, 11,600 copies I most definitely did NOT receive from her and $1,200 for a contract I had given her. She never sent me a billing statement or returned my file (also illegal). Her office in Folsom (in a house) was locked up like a fortress and creepy inside. I think she moved to Newport Beach to escape. Watch out if you go to court against her – she whines and cries "poor mistreated me" and blithely lies her way through her testimony. She's incompetent; she has no conscience; she will get you nowhere except to the poor house.

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JLG Jaurigue Law Group – Lawyer in Folsom, CA

I use Yelp all the time to check out everything from restaurants to dentists, so when I saw all the 5-star reviews here, I realized that I wouldn't be a responsible Yelp user if I didn't take the time to share my experience with Michael Jaurigue and his firm. I only wish that there had been reviews here when we hired them.In late 2012, my husband and I were in a bad place financially and were looking for help and information about our options. We were looking at a possible foreclosure on our house. As others have mentioned, the website makes the company look like a good choice for a couple than had never hired an attorney before. After all, they are "Great Lawyers Who Care." We met with Michael himself, and just as the other reviewers state, he was really personable, seemed to really listen and care about our situation, and made us comfortable that he was an expert in dealing with bankruptcy cases. He made it clear that he and his wife had lots of experience helping homeowners negotiate with the banks, and made bankruptcy seem it was no big deal. Although we were nervous and didn't know how we could possibly afford to pay the expensive (for us) legal fees, he pointed out that if we stopped paying our creditors we would have the money to cover it.We were worried about the damage to our (previously) good credit, and the plan was for only one of us to file. Being married in a "community property" state, the other spouse's debts would be covered in the discharge as well. This way, the big hit would be mainly to the filer's credit score, and the non-filer's score would bounce back quicker. We should be eligible for a mortgage "after only two years." Sounded good to us.We were assigned to a lawyer on the team, Elaine Le. She was courteous, kind, and professional.Once the case was begun, as promised, the filer's creditors stopping calling. Unfortunately the non-filer's creditors increased their harassment and phone calls. Every time we asked about it, we were told not to worry and that it would stop once the case was approved by the court. In early 2013, the official discharge was granted and we were so happy–finally the constant phone calls would stop. As the months went by however, the calls kept coming. What? Isn't it illegal for a creditor to attempt to collect a debt that has been discharged in bankruptcy? We contacted Michael and the firm on several occasions but were were told that we needed to "contact all of the creditors with the case number and inform them of the discharge." Wait, we thought, isn't that what we paid you for? Wouldn't official "cease and desist letters" get these companies straightened out? After all, we had already given the information over the phone to the collectors that kept calling. It wasn't working. We asked if the firm could pull our credit reports to see what was going on, but didn't hear anything.Anyway, we did eventually get one letter drafted and sent out to the most aggressive collector. Yay, thank you; we were happy about that. Still, however, we kept getting phone calls. We became really concerned that something was wrong and started pulling our own credit reports. To our shock and surprise, the filer's reports were generally correct, but for the non-filer all of the creditors were listing their accounts as "charge-offs" with active balances owed!! No mention of bankruptcy at all. Needless to say, we were completely confused and disheartened. Instead of the non-filer's credit bouncing back as we had been told, it was the total opposite–the spouse with the bankruptcy on file had a higher credit score than the one without!By this point, it had been a year and a half since the filing. Doing a lot of my own research, I was able to learn that this kind of incorrect reporting was a common problem after bankruptcy, and that the non-filer's score was being brought down by this. After being "brushed off" all this time (there's no other way to say it), we were finally able to set up a phone call with Michael at a time when both my husband and myself were available. Instead of getting answers however, we got more run-around. He said that he had no idea why our scores were as they were and basically, we were on our own unless we wanted to pay for further services. At one point, he actually suggested that maybe the non-filer should go ahead and pay off the debts that were discharged! Unbelievable! The only conclusion is that he either purposely misled us or misrepresented his bankruptcy expertise. We sincerely hate to think that either option is true.So now, approximately two and a half years after filing for bankruptcy, we find ourselves still fighting to get the bankruptcy reported accurately, and with credit scores that have continued to fall. The most disappointing part of the experience is that a lot of the stress we are dealing with could have been avoided, or at least dealt with sooner, if he was straight with us in the beginning.

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